| Core Cover | Entry Level | Level 1 | Level 2 | Level 3 |
|---|
| Data loss Cover to repair and restore damaged data and programmes as a result of a cyberattack. | £25,000 | £50,000 | £75,000 | Selected Limit |
| Business Interruption and Increased Cost of Working Cover for loss of business income and extra expenses occurred arising from unauthorised access, operational error, computer virus or a denial of service attack. | 12 hour excess
Increased Cost of Working – £5,000
Loss of revenue – £10,000 | 12 hour excess
Increased Cost of Working – £7,500
Loss of revenue – £25,000 | 12 hour excess
Increased Cost of Working – £10,000
Loss of revenue – £50,000 | Selected Limit |
| Privacy Liability Liability arising from failure to maintain confidentiality of data. For example: employee theft of data, human error, lost laptops or accidentally sending data to the wrong email address. Cover includes the breach of data that is either stored on a network or a third party custodian (i.e. a cloud provider). | No Cover | £25,000 | £50,000 | Selected Limit |
| Network Liability Liability arising due to failure to protect and secure your network. For example: a system breach resulting in theft of third party data or destruction of data. Cover will include costs associated with regulatory investigations and fees enforced by regulators where allowed. | No Cover | £25,000 | £50,000 | Selected Limit |
| Cyber Extortion Losses due to a threat of extortion and professional fees related to dealing with the extortion. Cover included extortion money paid to a third party. | No cover | No cover | £25,000 | Selected Limit |
| Media Liability Liability to third parties for defamation, product disparagement or infringement of intellectual property rights. | No cover | No cover | No cover | Selected Limit |
| PR Expenses Cover included the expenses to respond to adverse or unfavourable publicity. | No cover | No cover | No cover | Selected Limit |
| Notification Costs Costs to notify customers of a suspected or confirmed breach. | No cover | £10,000 | £10,000 | Selected Limit |
| Regulatory Actions and Fines Legal liability to pay regulatory compensation awards, civil penalties or fines and any defence costs in connection with an investigation, defence or appeal | No cover | No cover | No cover | Selected Limit |
| Phone Hacking Cover includes the forensic investigation costs arising from unauthorised calls and internet bandwidth. | No cover | No cover | £10,000 | Selected Limit |
